About Housing Market Insider

Why we started

Canada's best housing data is free and public, but it's spread across hundreds of Statistics Canada tables, CMHC surveys and Bank of Canada series, each with its own release schedule and terminology. Most people end up relying on headlines, listing-site estimates or sales pitches instead.

We built Housing Market Insider to close that gap: one place where every figure comes from an official publisher, is dated, and is explained in plain language.

What you'll find here

• Housing market pages for Canada, every province and territory, and major metros, covering new home prices, housing starts, construction, completions and population
• Mortgage intelligence: the Bank of Canada policy rate, prime, posted and average new mortgage rates, and bond yields, with history
• Rental market reports with vacancy rates and rents from CMHC's Rental Market Survey and Statistics Canada's rent estimates
• Calculators for payments, affordability, the stress test, land transfer tax, prepayment penalties, rebates and more, all built on published rules
• Guides and explainers that define each indicator, how it's measured and how to read it

How we work

• Official sources only. We use Statistics Canada, CMHC and the Bank of Canada for data, and federal and provincial agencies for rules and taxes.
• Every figure is dated. You'll always see the reference period, so you know how current a number is.
• No gap-filling. If an agency doesn't publish a measure for an area, we say so instead of estimating it.
• Reviewed before publishing. Our editorial team checks figures, explanations and calculator rules against the official source.
• Corrected openly. Errors are fixed promptly and rule changes are recorded in our rules change log.

Our independence

We don't accept payment from lenders, brokers, builders or real estate firms, and we don't use referral links, sponsored rankings or "get this rate" offers. Rankings are calculated from published data the same way for every area.

What we don't do

• Use MLS®, listing or marketplace data
• Show lender offers, referral links or sponsored placements
• Forecast prices or rates
• Fill gaps with estimates or projections
• Give personal financial, legal or tax advice

Who it's for

First-time buyers checking what they can afford, homeowners facing a renewal, renters comparing markets, investors and analysts tracking supply, and journalists and researchers who need a dated, sourced figure quickly.

Contact

Questions, feedback or corrections: data@housingmarketinsider.ca. Please include the page address if you're reporting an error.