Privacy Policy

Who we are

Housing Market Insider ("we", "us") operates housingmarketinsider.ca. This policy explains what information we handle when you visit the site or contact us, and is intended to meet Canada's Personal Information Protection and Electronic Documents Act (PIPEDA).

Information we don't collect

• Accounts or profiles: there's no sign-up or login.
• Calculator inputs: figures you enter, such as income, debts, price or mortgage balance, are processed in your browser. They aren't sent to our servers or stored by us.
• Advertising or analytics cookies: we don't set tracking cookies, run third-party ads or use cross-site tracking tools.
• Payment information: we don't sell anything on the site.

Information collected automatically

Like every website, our servers and hosting provider receive technical information when you load a page: your IP address, browser type, the page requested, the referring page and the time of the request. We use these server logs only to deliver the site, keep it secure, prevent abuse and diagnose problems. We don't use them to build profiles or identify visitors, and they're kept only as long as needed for those purposes.

Information you send us

If you email us, we receive your email address and whatever you include in your message. We use it only to reply, handle a correction or answer your question, and we keep it only as long as needed to do so.

How we share information

We don't sell, rent or trade personal information. We share it only with service providers that host and operate the site, under obligations to protect it, or where required by law.

Where information is processed

Our hosting and email providers may store or process information outside Canada, including in the United States. When that happens, the information is subject to the laws of that country.

Security

The site is served only over encrypted HTTPS connections, with security headers that restrict third-party content. No method of transmission or storage is completely secure, but we limit what we collect so there's little to protect.

Links to other websites

Our pages link to official sources such as Statistics Canada, CMHC, the Bank of Canada and government websites. Their privacy practices are their own; please review their policies.

Children

The site is intended for adults making housing and financial decisions. We don't knowingly collect personal information from children.

Your rights

You can ask what personal information we hold about you, ask us to correct it, or ask us to delete it, by emailing data@housingmarketinsider.ca. We'll respond within 30 days. If you're not satisfied with our response, you can contact the Office of the Privacy Commissioner of Canada.

Changes to this policy

If we change how we handle personal information, we'll update this page and its effective date.

Contact

Privacy questions: data@housingmarketinsider.ca.